KoinWorks NEO: Digital Finance Mod Apk v2.2.6.7  

KoinWorks facilitates financial management & with cash loan, invoice financing, employee loan, etc, easy submission✅, low interest✅, without credit card✅ or collateral✅. Facilitates asset development through business funding, Gold Savings/Investments, Bonds, etc. One of the pioneers of fintech in Indonesia, registered & supervised by . 📗 Various solutions & financial reports 🔰 Registered at OJK, number S.87/MS.72/2020, Feb 10, 2020 🔐 ISO 27001 certification for financial aggregator services industry KoinWorks NEO provides easier, faster, practical business financial management—activate in 2 minutes, enjoy these features: • Multiple virtual cards for multiple business needs • Create a card in 1 minute for operational, marketing, employee benefits, or other needs • Top-up instantly, up to IDR100 Mio per card • Transact online with preferred merchants, domestic or international • Receiving payment from various methods, credit card, debit card, e-wallet • Generate a payment link or download an invoice in 2 minutes • Schedule recurring payments • Anytime, anywhere, send money to any bank with 0 charges • High limit per transaction, realtime or scheduled Daily bonus up to 15% p.a. ✦Non-bank online business loans up to 2 billion, low origination fees, start from 0.75% of the loan amount, low installment effective interest, start from 9% per year through KOINBISNIS. if business's financial profile is healthy, so check credit score ✦Accelerate the disbursement of client invoices that are not yet due by up to 80% with invoice financing through KOININVOICE loans so that your cash flow is safe ✦Help employees' loan needs by paying early and fast salaries through KOINGAJI ✦ Loan limit (Plafon) IDR 1 Million - IDR 2 Billion ✦ Monthly interest rate 0,75% - 1,67% (Yearly rate 9% - 20%) ✦ Tenor 6 - 24 months ✦ Origination fee (depend on tenor) 0,75% - 5% ✦ Admin fee IDR 150.000 - IDR 200.000 ✦ Insurance fee 0,10% - 1,25% ✦ Late fee 6% of installment amount (depend on days) ✦ Installment of monthly loan interest: (Amount / Tenor) x Plafon ✦ (0.09 / 12) x IDR 10,000,000 = IDR 75,000 ✦ Loan Amount + Interest: Plafon + Interest ✦ IDR 10,000,000 + IDR 75,000 = IDR 10,075,000 ✦ Monthly Installment: (Plafon + Interest) / Tenor ✦ IDR 10,075,000 / 12 = IDR 839,583.33 per month ✦ Plafon Received After Cost Reduction: Plafon - (Plafon x Origination) - (Admin) - (Insurance) ✦ IDR 10,000,000 - IDR 75,000 - IDR 150,000 - IDR 10,000 = IDR 9,765,000 after fees ✦Long term profit with , Buy and sell gold from Antam and online, start from IDR 1,000 through KOINGOLD ✦Despite the gold investment, can develop assets by funding MSME businesses, based on P2P lending, effective returns up to 18% per year, funding start from IDR 100K and multiples through KOINP2P. KoinP2P is licensed & supervised by OJK, letter number: KEP-125/D.05/2019, Dec 13, 2019 ✦Automatic P2P funding, utilizing Artificial Intelligence (AI), low risk, with 4%-14% p.a yield, start from IDR 100K and multiples through KOINROBO ✦Development of assets with low risk by Securities (SBN)/ Government Bonds (SUN): buy SBR, Indonesian Government Bonds (ORI), Retail & Savings Sukuk (sharia bonds) through KOINBOND ✦Modern gold & asset investment methods ✦High funding Interest (return) ✦Legally supervised by OJK ✦Can start and developing assets from IDR 1000 ⚠︎KoinWorks NEO similar to neobank ⚠︎KoinWorks NEO ≠ digital bank ⚠︎KoinP2P ≠ saham, forex ⚠︎KoinRobo ≠ deposito 📞 WA: +6281703972888 Email: [email protected]

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