Bajaj Finserv Wallet Apk v21.0.2  

BFL Wallet powered by Mobikwik – India’s first integrated debit and credit wallet for fastest online recharge and bill payments, credit card bills. Your own personal Expense Manager, the app features services such as EMI card, Loan, Insurance and facilitates easy payment at online websites and offline stores.

EMI Network Card:

With the BFL Wallet powered by Mobikwik you are empowered with our exclusive EMI network card which you can use to buy your favorite products on no-cost EMIs, Credit Card, Finance, Loans.

Just link your Credit Card or EMI card with your BFL Wallet and enjoy seamless transactions at BFL partner stores. It is easy and saves time.
Get fast and easy loan approvals for “New to Credit” Customers by using consent based SMS data in a safe & secure manner.

Based on SMS transaction history customers can apply for various BFL Loans.

Expense Manager:

Track, analyze and set budget for your expenses across all payment modes from your SMS data in a safe & secure manner. Use this analysis to spend in a prudent manner using BFL Wallet app.

Personal Loans:

Avail instant approval on Personal Loan of up to Rs. 25 lakh with BFL Wallet. The online application process requires minimal documentation and you do not have to pledge any collateral. Get the money in your bank in just 24 hours after meeting our easy-to-meet eligibility parameters. The personal loan is available for salaried professionals at attractive interest rates and no hidden charges.

Key features:
• Loan amount: From ₹30,000 to maximum of ₹25 Lakhs
•Repayment Tenor: 12-84 months
•Annual Percentage Rate (APR): From 12.5% to maximum 34%
•Processing Fees : Starting from ₹500 to ₹2000

Know your loan better:
For ₹1,00,000/- borrowed, at interest rate of 2% p.m. for 12 months (interest rate on reducing balance method), you would pay:
Processing fee = ₹1000
Other charges = ₹100
Interest = ₹13,472
Total amount repaid after a year = ₹1,14,572

Please note: Interest rate and processing fees varies as per the product

BFL Wallet powered by Mobikwik is a pre-paid instrument issued by Mobikwik under billco-branding arrangement with Bajaj Finance Limited, in accordance with the applicable RBI guidelines.

——Uploaded by the user